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In addition, clients for this kind of plan could have serious legal or criminal backgrounds. It is necessary to keep in mind that various carriers use a range of concern ages on their assured issue policies as reduced as age 40 or as high as age 80 - guaranteed issue final expense. Some will likewise provide greater stated value, approximately $40,000, and others will enable much better death advantage problems by boosting the rates of interest with the return of costs or minimizing the variety of years up until a complete fatality benefit is offered